WASHINGTON (Reuters) - Banks in the United States kept tightening lending standards and terms for both business and consumer loans over the past three months out of concern about a weakening economic outlook, according to a Federal Reserve survey issued on Monday. ADVERTISEMENTThe April survey of senior loan officers at 56 domestic banks and 21 U.S. branches and agencies of foreign banks also underlined that demand for loans from businesses and consumers was weaker -- though not as markedly as in January."Substantial majorities of domestic and foreign respondents pointed to a less favorable or more uncertain economic outlook and to a worsening of industry-specific problems as reasons for tightening their lending standards on C&I (commercial and industrial) loans over the past three months," the Fed said.Harm Bandholz, an economist with UniCredit Markets, said the Fed findings implied that a broad-based credit crisis "has spilled over to the real economy and will continue to weigh on investment and consumer spending for some time."
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anarchy online creditsanarchy online creditarchlord goldbuy archlord goldcity of heroes influencecoh influencecity of villains infamycov infamyeve iskeve online iskthe Fed hinted it might halt its rate-cutting campaign while it assesses whether the 3.25 percentage points by which it has lowered benchmark U.S. rates since September will spur growth.The loan survey shows the tight lending continues to be a problem for the U.S. economy,
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swg creditsthe sun onlinethe sun online goldsword of the new world vissword of the new world goldtabula rasa credittabula rasa creditstales of pirates goldvanguard moneybuy vanguard goldvoyage century goldwarhammer goldAll foreign respondents noted a decrease in customers' needs for merger and acquisition spending," the Fed said.Some 80 percent of U.S. banks and 55 percent of foreign banks -- about the same proportions as in January -- said they were imposing tougher standards for making commercial real estate loans than they had been in the prior three months.
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flyff penyabuy flyff goldflyff moneygaia online goldgaia goldge moneygranado espada visgranado espada goldguild wars goldgw goldhellgate london palladiumhero online goldthe type made most frequently to borrowers with spotty credit records. One reason that banks cited for becoming wary about lending was concern about their current or expected capital position, a sign that they are worried about their loan portfolios.
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